When seeking addiction recovery treatment, one of the biggest concerns for many individuals and families is how to pay for it. In Colorado, as in other states, there are various insurance options and payment models available for those struggling with substance use disorders. However, navigating these options can often be confusing and overwhelming, especially during an already stressful time. Our team will guide you through the insurance options available for addiction recovery in Colorado and talk about our unique, non-profit treatment center which offers a hybrid payment model designed to make high-quality addiction treatment accessible and affordable.
Understanding Insurance Options for Addiction Recovery in Colorado
Types of Insurance That Cover Addiction Treatment
There are several types of health insurance that cover addiction recovery treatment in Colorado. These include:
- Private Insurance: Most private health insurance plans cover addiction treatment services, including detox, inpatient rehab, outpatient therapy, and aftercare programs. Coverage depends on your specific plan and the level of benefits provided. Some of the major private insurance companies in Colorado that may offer addiction treatment coverage include Blue Cross Blue Shield, Aetna, Cigna, and UnitedHealthcare.
- Medicaid: Colorado Medicaid provides coverage for addiction treatment services, including outpatient therapy, medication-assisted treatment (MAT), and residential treatment for individuals who qualify. This is a crucial option for low-income individuals and families in Colorado who need access to affordable care.
- Medicare: For individuals over the age of 65 or those with disabilities, Medicare can provide coverage for addiction treatment, including inpatient and outpatient services, counseling, and MAT.
- Employee Assistance Programs (EAPs): Some employers offer EAPs as part of their benefits package. These programs often cover a limited number of therapy or counseling sessions and may help pay for addiction treatment services. However, EAPs typically provide short-term assistance and may require additional coverage or payment for more extensive treatment.
- Veterans Affairs (VA) Benefits: For veterans, the Department of Veterans Affairs offers a range of addiction treatment services, including detox, counseling, and residential care. VA benefits can be used at VA treatment centers or approved community providers.
While insurance often covers a portion of the cost of addiction treatment, it is essential to understand what is included in your specific plan. Not all treatments are fully covered, and some may require co-pays, deductibles, or out-of-pocket costs.
Insurance Verification
Spero Recovery: A Unique Hybrid Payment Model
At Spero Recovery, we understand that navigating the complexities of insurance and payment options can be challenging, especially when seeking help for addiction. That’s why we’ve developed a hybrid payment model that offers flexibility and support for individuals and families.
Our residential program, which offers a safe, supportive environment for those in the early stages of recovery, operates on a cash-pay basis. This allows us to provide the highest level of care while keeping costs transparent. We believe in offering straightforward pricing without hidden fees, making it easier for families to plan and budget for treatment.
For our outpatient programs, which include therapy, counseling, and continued support as individuals transition back into their daily lives, we accept most major insurance plans. This means that for those seeking ongoing care through our outpatient services, insurance can significantly reduce the cost of treatment. Our team works closely with your insurance provider to ensure you receive the maximum benefits available under your plan.
We understand that not everyone has insurance coverage or the ability to pay out-of-pocket for treatment. That’s where the Spero Foundation comes in. As a non-profit organization, we are deeply committed to expanding access to addiction treatment for those in need, regardless of their financial situation. Through the Spero Foundation, we offer scholarships for treatment, ensuring that individuals who may not have the means to afford care can still receive the help they need.
You can make a difference with your donation to our Spero Foundation. Contributions from donors like you help people from all backgrounds receive effective treatment for substance use disorders. A donation to Spero Recovery Center not only helps someone in need get the help they deserve, but you’ll also be helping us in our mission to educate the Evergreen, Colorado, and Denver communities about substance abuse prevention.
You can make a one-time donation or choose to give monthly, quarterly, or annually. You can also designate your gift in memorial of a loved one or in celebration of a sobriety milestone.
The Importance of Affordable, Quality Care
At Spero Recovery, our mission is simple: to make addiction treatment accessible, effective, and affordable for all who need it. We know that the cost of rehab can be a barrier for many, and that’s why we work hard to provide solutions that allow individuals to focus on their recovery, not their financial situation.
As a non-profit, we reinvest in our programs and facilities to continue providing high-quality care at a lower cost than many for-profit treatment centers. Our team is made up of dedicated professionals who share a passion for helping individuals heal from addiction and rebuild their lives. We believe that everyone deserves a chance to recover, and we are here to help make that possible.
Call the Spero Recovery Team Today
If you or a loved one are struggling with addiction and unsure of how to pay for treatment, we encourage you to reach out to our team at Spero Recovery. Our knowledgeable staff can help you understand your insurance options, determine what portion of treatment may be covered, and explore other payment options, including scholarships from the Spero Foundation.
We know that taking the first step toward recovery can be daunting, but we are here to walk with you every step of the way. Whether you have private insurance, Medicaid, or need to explore other financial options, we are committed to finding a solution that works for you.
Additional Financial Assistance Through the Spero Foundation
In addition to our hybrid payment model, the Spero Foundation plays a crucial role in helping those who might otherwise be unable to afford addiction treatment. The foundation provides scholarships that can cover a portion of the cost of care, allowing more individuals to access our life-saving services.
Our scholarship program is designed for individuals who demonstrate a genuine need for treatment but are unable to pay for the full cost. Whether you’re seeking residential treatment or outpatient services, the Spero Foundation can provide much-needed financial support to ensure you get the care you deserve.
The application process is simple, and our team is available to help guide you through it. We understand the urgency of getting treatment, and we work quickly to ensure that financial barriers don’t stand in the way of your recovery.
Take the Next Step
Navigating insurance and payment options for addiction treatment can be overwhelming, but you don’t have to do it alone. At Spero Recovery, we are committed to providing compassionate, effective care while offering a variety of payment options to make treatment more accessible. Whether you’re exploring insurance coverage, cash-pay options for residential care, or scholarships through the Spero Foundation, we are here to help you find the best solution.
Recovery is possible, and we’re ready to help you take the next step. Call the Spero Recovery team today to learn more about our programs, insurance options, and how we can support you on your journey to healing. Together, we can work to ensure that the cost of treatment is never a barrier to your recovery.
Experience the Spero Model Difference Today
For more information on what Spero Recovery does and how we can help, give us a call. You are not alone. We are here to help!